Rates and Pricing

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Rates, Payments and Pricing
Contract Rate
Rates and Pricing
What contract rate means in Canadian mortgage lending and how it differs from the qualifying rate and posted rate.
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Rates, Payments and Pricing
Interest Rate Differential
Rates and Pricing
What interest rate differential means in Canadian mortgage penalties and why fixed-rate break costs can be larger than borrowers expect.
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Rates, Payments and Pricing
Posted Rate
Rates and Pricing
What posted rate means in Canada and why it should not be confused with the actual negotiated mortgage rate.
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Rates, Payments and Pricing
Prepayment Privilege
Rates and Pricing
What prepayment privilege means in Canadian mortgages and how it affects flexibility, penalties, and faster repayment.
Read more about Prepayment Privilege.
Rates, Payments and Pricing
Rates, Payments and Pricing
Rates and Pricing
How Canadian mortgage rates, payment structures, and lender pricing terms affect cost, cash flow, and borrower comparisons.
Read more about Rates, Payments and Pricing.