Title and Ownership

What an encumbrance means on Canadian property title and how it differs from narrower terms such as lien.

What joint tenancy means in Canadian property ownership and why the right of survivorship matters in mortgage and estate planning discussions.

What a lien means in Canadian property and mortgage language and why it can affect title, closing, and enforcement risk.

What a notary does in Canadian mortgage closings, especially in Quebec, and how the role differs from common-law closing practice.

What a standard charge mortgage means in Canada and how it differs from a collateral charge registration.

What tenants in common means in Canadian property ownership and how it differs from joint tenancy.

What title insurance means in Canada and how lender and homeowner title insurance protect against title-related losses.

What a title search does in Canadian mortgage closings and why it matters before funds are advanced.

Canadian title and legal-document terminology, including title search, registration language, and standard charge mortgage documents.